Terms & Conditions

General Terms & Conditions and Privacy Policy of this site

Terms of Use Policy

These Terms of Use (these “Terms”) govern the web pages of the Austere Risk Group Pty Ltd (“Austere”) website (“this Website”).

By using this Website, you are agreeing to these Terms. If you do not agree to these Terms, then you are not allowed to use this Website and should immediately terminate such usage.

This Website is provided by Austere and those entities controlled by Austere (hereinafter referred to as “we”, “us” or “our”).

Unless otherwise indicated, the content on this Website is provided by us or another member of the Austere Group (defined as those entities wholly or partly controlled or owned by Austere).

Unless otherwise indicated on the content, you are authorised to view, copy, print, and distribute (but not modify) the content on this Website; provided that (i) such use is for informational, noncommercial purposes only, and (ii) any copy of the content that you make must include the copyright notice or other attribution, if any, associated with the content.

You are not authorised to copy or use any software, proprietary processes, or technology embodied in this Website. Except as expressly provided herein, you shall not use the names “Austere”, “Austere Risk Management”, the Austere logo, or other registered or unregistered trademarks of Austere that appear on this Website.

References to other parties’ trademarks on this Website are for identification purposes only and do not indicate that such parties have approved this Website or any of its contents. These Terms of Use do not grant you any right to use the trademarks of other parties.

Disclaimer and limitation of liability

This website contains general information only, and we are not, by means of this website or any part thereof, rendering professional advice or services. Before making any decision or taking any action that might affect your finances or business, you should consult a qualified professional advisor.

This website is provided as is, and we make no express or implied representations or warranties regarding it. Without limiting the foregoing, we do not warrant that this website will be error-free or will meet any particular criteria of performance or quality. We expressly disclaim all implied warranties, including, without limitation, warranties of merchantability, title, fitness for a particular purpose, non-infringement, compatibility, security, and accuracy.

Your use of this website is at your own risk and you assume full responsibility and risk of loss resulting from your usage. We will not be liable for any direct, indirect, special incidental, consequential, or punitive damages or any other damages whatsoever, whether in an action of contract, statute, tort (including, without limitation, negligence), or otherwise, relating to the use of this website.

Certain links on this website lead to resources maintained by third parties over whom we have no control, including pages on https://austererisk.com and other websites maintained by other members of Austere Risk Group Pty Ltd. Without limiting any of the foregoing, we make no express or implied representations or warranties whatsoever regarding such resources and websites.

The above disclaimers and limitations of liability shall be applicable not only to us but also to each other member of the Austere Group.

If any of these terms of use is invalid or unenforceable in any jurisdiction, then (i) in that jurisdiction they shall be re-construed to effect their intent as nearly as possible and the remaining terms shall remain in full force and effect, and (ii) in every other jurisdiction, all of these terms of use shall remain in full force and effect.

Privacy Policy

Your privacy is important to us. It is Austere Risk Group Pty Ltd's policy to respect your privacy regarding any information we may collect from you across our website, https://austererisk.com, and other sites we own and operate.

We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used.

We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorised access, disclosure, copying, use or modification.

We don’t share any personally identifying information publicly or with third-parties, except when required to by law.

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies.

You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services.

Your continued use of our website will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us.

This policy is effective as of 1 May 2019.